Nick’s main role concentrates on managing his team of mortgage advisers, leading the business development opportunities at Right Financial, developing relationships with new referral partners and building on current relationships with existing partners and increasing the company’s lead generation using a targeted online presence.

Prior to Right Financial, Nick was a fully qualified practicing Mortgage Broker and Financial Adviser at Stanford Brown. This experience uniquely placed Nick above his Mortgage Broking peers by assisting him to be able to understand a diverse range of client finance requirements, utilising his technical skills attained as a financial adviser and applying them to his clients lending needs. This background allowed him to fully understand his clienteles’ personal financial situation, allowing him to seamlessly match his client’s financial position and goals with the correct lending structure.

Having successfully purchased and renovated a number of residential properties, Nick is able to use his own personal experiences to help navigate his clients through the entire process from applying for pre approval through to searching for a property, negotiating, renovating and selling.

Nick believes that a valuable mortgage broker relationship is one built on trust and solid communication for the entire period a client has debt in their life, not just a set and forget one off basis.

In his personal time, Nick enjoys spending time researching real estate, investing in property and has just completed a knock down rebuild on Sydney’s Northern Beaches with his wife Raquel, and three children Chloe, Phoenix and Lennox.

Ray’s whole ethos is about establishing a solid relationship based on knowledge and trust. He loves meeting new people and navigating them through the entire pre-approval or refinance process, which allows for great outcomes and develops long term relationships and friendships.

Ray has had a number of property portfolios and understands the investment structures required to build and maintain them.

In his personal time Ray is the Chairman of Purple Warriors Australia, which operates to support and promote the welfare of current serving, ex-serving and former members of the Australian Defence Force with physical or mental impairment through the sport of dragon boat racing, outrigger canoeing and other water sports. Ray is also the head coach of the Makai Lakes OCC active ocean racing in outrigger canoes.

Pearly really enjoys this type of work by playing a pivotal role in helping her clients navigate one of life’s big milestones – buying a home. Whether it’s buying their first or second home, investing in a property, refinancing, building or renovating she likes to work with them closely to deliver appropriate lending solutions to build trust, confidence and advocacy in every interaction and thrives on creating long-lasting relationships. 

In her free time, she enjoys spending time with her family on the Northern Beaches and checking out the local foodie scene. She also volunteers time at her local church and has been know to teach Filipino folk dancing to both the young and “young at heart”, where they have performed at local community events and Filipino fiestas.   

In her personal time, Raquel enjoys spending time with her three children, Chloe, Phoenix, and Lennox. Whether it be watching her daughter play soccer, coaching Phoenix’s soccer team or simply going for walks to the beach and enjoying a coffee in the sun.